From your friends at Creekside Veterinary Clinic
Bringing a new dog into your family is one of life’s greatest joys—but it’s also a big responsibility. Beyond love, time, and care, it’s important to be prepared for the financial side of pet ownership.
Here’s a breakdown of what you can expect, so you can plan ahead and keep your new best friend happy and healthy for years to come.
Upfront and First-Year Costs
The first year is often the most expensive, with one-time purchases, vaccines, and procedures. Most new dog owners spend between $1,500 and $4,000 during the first 12 months.
Common first-year expenses include:
- Adoption or purchase:
- Adoption fees typically range from $30–$455, often including vaccines, microchipping, and spay/neuter surgery.
- Breeder costs can vary widely—from $775 to over $4,700, depending on the breed.
- Veterinary care:
- Spay/neuter surgery: $90–$650 (if not included in the adoption fee)
- Puppy exams & vaccines: Up to $470 for the initial series and checkups
- Microchipping: $25–$60
- Essential supplies:
Crate, bed, bowls, collar/leash, toys, and training tools—$200–$1,000 depending on your setup and preferences.
Annual & Ongoing Expenses
Once you’re past the first year, costs generally stabilize. On average, expect to spend $1,400 to $4,300 per year, depending on your dog’s size, health, and lifestyle.
Typical yearly expenses include:
- Food & treats: $450–$1,500
- Routine veterinary care: $200–$600 for exams, vaccines, and lab work
- Preventive care: $100–$500 for flea, tick, and heartworm prevention
- Dental cleanings: $300–$800 per year (a key part of long-term health)
- Grooming: $30–$500 depending on breed and coat type
- Toys, supplies, and enrichment: up to $700 annually
- Boarding or pet-sitting: $100–$300+ if you travel
Unexpected & Variable Costs
Even with good planning, surprises can happen.
- Emergency care: Illness or injury can cost hundreds—or even thousands—of dollars.
- Pet insurance: Monthly premiums add an extra cost but can save you money when emergencies arise.
- Chronic or senior care: Older pets or certain breeds may need ongoing medications or special diets.
- Property damage: Puppies or anxious dogs can be hard on furniture and floors!
The Takeaway
Owning a dog is one of the most rewarding experiences, but it’s also a long-term financial commitment. Planning ahead for both routine and unexpected costs ensure your pet gets the care they deserve at every stage of life.
At Creekside Veterinary Clinic, we’re here to help you make the best decisions for your dog’s health and well-being—from that first puppy visit to senior care.
Have questions about budgeting for your pet’s care?
Give us a call today—we’re happy to help you plan for a lifetime of wagging tails and good health.